Terms of Service
Last updated: 6/18/2026
Agreement to Terms
By accessing or using Health Calculators Hub, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not use our service.
Medical Disclaimer
IMPORTANT: All calculators and information provided on this site are for informational purposes only and do not constitute medical advice, diagnosis, or treatment. Results are estimates based on standard formulas and may not apply to everyone. Always consult a qualified healthcare professional before making health decisions.
Use of Calculators
Our calculators are provided "as is" without warranty of any kind. While we strive for accuracy:
- Results are estimates based on established formulas
- Individual results may vary significantly
- Calculators should not replace professional medical advice
- We are not responsible for decisions made based on calculator results
Intellectual Property
The content, design, and functionality of Health Calculators Hub are owned by us or our licensors. You may not copy, reproduce, or redistribute our content without permission.
User Conduct
You agree not to:
- Use our calculators for any unlawful purpose
- Attempt to interfere with the proper functioning of the site
- Attempt to access restricted areas of our systems
- Impersonate others or provide false information
Limitation of Liability
To the fullest extent permitted by law, Health Calculators Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our calculators or information.
Changes to Terms
We reserve the right to modify these terms at any time. Continued use of our service after changes constitutes acceptance of the new terms.
Contact
Questions about these Terms? Contact us at contact@auto-loancalc.us
Data Collection and Privacy
Health Calculators Hub respects your privacy and is committed to protecting your personal information. When you use our calculators, we may collect non-personal information such as browser type, operating system, and usage patterns to improve our service. We do not collect personally identifiable information unless voluntarily provided through contact forms or user accounts. Any data collected is used solely for the purpose of enhancing user experience and does not include sensitive health information. We employ industry-standard security measures to protect your data, though no method of transmission over the internet is 100% secure. By using our service, you consent to our data practices as outlined in this section.
Third-Party Links and Services
Our website may contain links to third-party websites or services that are not owned or controlled by Health Calculators Hub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. When you click on a third-party link, you are leaving our site and are subject to the terms and privacy policies of the third-party sites. We strongly advise you to review the privacy policies of every site you visit. These terms do not apply to external links, and we are not responsible for the content or practices of any third-party websites or services that may be linked to our platform.
Governing Law and Dispute Resolution
These Terms of Service shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these terms or our service shall be subject to the exclusive jurisdiction of the courts of England and Wales. If any provision of these terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent permitted by law. We encourage users to contact us directly to resolve any disputes amicably before pursuing legal action. Our contact details are provided in the Contact section of this document.
Data Privacy and Security
We take the privacy of your health data seriously. When you use our calculators, we may collect non-identifiable usage statistics to improve our services. No personally identifiable information is stored or shared without explicit consent. All data transmissions are encrypted using HTTPS, and we follow strict security protocols to protect against unauthorized access. For detailed information about our data practices, please review our Privacy Policy, which is updated regularly to comply with UK data protection regulations.
Third-Party Links and Content
Our calculators may include links to external health resources or tools provided by third parties. These links are included for convenience and informational purposes only. We do not endorse, control, or assume responsibility for the content, accuracy, or practices of these third-party websites. Your use of third-party links is at your own risk. If you have concerns about specific external resources, please contact us directly for clarification.
Accessibility Commitment
Health Calculators Hub is committed to making our tools accessible to all users, including those with disabilities. We follow WCAG 2.1 accessibility standards to ensure compatibility with screen readers and other assistive technologies.
If you encounter accessibility barriers or have suggestions for improvement, please email us atcontact@auto-loancalc.us. We will work promptly to address any issues and enhance the user experience for everyone.
Data Privacy and Cookies
Health Calculators Hub is committed to protecting your privacy. We collect only necessary information to provide our services, such as cookies for site functionality and analytics. We do not store personal health data or use calculators to make medical recommendations. All data collected is used solely for improving user experience and site performance. By using our site, you consent to our use of cookies and similar tracking technologies. For more information about how we handle your data, please refer to our Privacy Policy.